During last 12 months payment behavior of borrowers – representatives of small and medium business – has improved significantly. This is evidenced by the analysis of the history of loans repayment, held by analysts of “Pivdenkombank”, reports the publication Banki.ua citing the press service of the financial institution.
According to the report, granting hryvnia loans has minimized the foreign currency and devaluation risks. Both banks and borrowers approach the level of solvency in a more balanced way. As a result the share of distressed debts in the segment of SMBs (small and medium business) on average is less than 5%. Bankers are gradually returning to the practice of reducing the requirements for solvency of permanent borrowers having a positive credit history.